What is typically compared to detect unauthorized credential access?

The option that focuses on comparing login time and the last password retrieval is the correct choice for detecting unauthorized credential access. This method leverages specific patterns in user behavior to identify anomalies that may suggest unauthorized access.

When analyzing login times, security systems can establish a normal baseline of when a user typically accesses their account. If a login attempt occurs at an unusual hour or from a geographic location not previously associated with that user, it can raise a red flag indicating potential unauthorized access.

Similarly, monitoring the last password retrieval adds an additional layer of scrutiny. If a user retrieves their password shortly before an unauthorized login attempt, this can indicate that their credentials may have been compromised, allowing an unauthorized user to mimic legitimate access. By examining both login time and last password retrieval, security analysts can make more informed assessments regarding the legitimacy of an account access attempt.

The other options might provide relevant information in certain contexts, but they do not specifically target unauthorized credential access as effectively as the comparison of login time and last password retrieval.